/* Skubbs proposal cover page for SAFRA Annual Report 2026.
   Palette echoes SAFRA's own brand (sampled from their FY2024/2025 PDF) but this
   page is framed as Skubbs' pitch, not a SAFRA-branded artifact. */

:root {
  --red: #F63440;
  --red-deep: #C31C29;
  --orange: #F4866B;
  --cream: #FEEFE0;
  --card: #FFFFFF;
  --ink: #221B1A;
  --ink-soft: #3D3738;
  --white: #FFFFFF;

  --font-display: 'Plus Jakarta Sans', 'Inter', system-ui, sans-serif;
  --font-body: 'Inter', system-ui, sans-serif;

  --space-5: 1rem;
  --space-6: 1.25rem;
  --space-7: 1.5rem;
  --space-8: 2rem;
  --space-10: 3rem;
  --space-14: 5rem;
  --radius: 16px;
  --container: 1100px;
  --ease: cubic-bezier(0.22, 1, 0.36, 1);
}

*, *::before, *::after { box-sizing: border-box; }

body {
  margin: 0;
  font-family: var(--font-body);
  color: var(--ink-soft);
  background: var(--cream);
  line-height: 1.55;
  -webkit-font-smoothing: antialiased;
}

a { color: var(--red-deep); }
code {
  background: rgba(34,27,26,0.08);
  padding: 0.1em 0.4em;
  border-radius: 4px;
  font-size: 0.9em;
}

.skip-link {
  position: absolute;
  top: -100px;
  left: var(--space-5);
  background: var(--ink);
  color: var(--white);
  padding: var(--space-6);
  border-radius: 0 0 8px 8px;
  z-index: 1000;
  transition: top .2s var(--ease);
}
.skip-link:focus { top: 0; }

:focus-visible { outline: 3px solid var(--red-deep); outline-offset: 2px; }

.wrap { max-width: var(--container); margin-inline: auto; padding-inline: var(--space-6); }
.wrap.narrow { max-width: 640px; }

.site-header {
  border-bottom: 1px solid rgba(34,27,26,0.1);
}
.header-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding-block: var(--space-6);
}
.brand {
  font-family: var(--font-display);
  font-weight: 800;
  font-size: 1.15rem;
  color: var(--ink);
}
.brand-x { color: var(--red); }
.btn-ghost {
  text-decoration: none;
  font-weight: 700;
  font-size: 0.9rem;
  color: var(--ink);
  border: 1.5px solid var(--ink);
  padding: var(--space-5) var(--space-7);
  border-radius: 999px;
}
.btn-ghost:hover, .btn-ghost:focus-visible { background: var(--ink); color: var(--white); }

section { padding-block: var(--space-14); }

.hero { padding-top: var(--space-14); }
.kicker {
  font-family: var(--font-display);
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.12em;
  font-size: 0.8rem;
  color: var(--red-deep);
  margin: 0 0 var(--space-6);
}
h1 {
  font-family: var(--font-display);
  font-weight: 800;
  font-size: clamp(2.25rem, 1.5rem + 3vw, 3.75rem);
  line-height: 1.08;
  color: var(--ink);
  margin: 0 0 var(--space-7);
}
h1 .accent { color: var(--red); }
.hero-lede {
  font-size: clamp(1rem, 0.9rem + 0.4vw, 1.2rem);
  max-width: 62ch;
  margin: 0;
}

.section-tag {
  font-family: var(--font-display);
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.12em;
  font-size: 0.8rem;
  color: var(--red-deep);
  margin: 0 0 var(--space-6);
}
.section-tag.light { color: var(--orange); }
h2 {
  font-family: var(--font-display);
  font-weight: 800;
  font-size: clamp(1.6rem, 1.2rem + 1.6vw, 2.25rem);
  color: var(--ink);
  margin: 0 0 var(--space-8);
}
h2.light { color: var(--white); }
.lede { max-width: 62ch; margin: -1rem 0 var(--space-8); }
.lede.light { color: rgba(255,255,255,0.85); }

.approach-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: var(--space-7);
}
@media (max-width: 900px) { .approach-grid { grid-template-columns: 1fr; } }
.approach-card {
  background: var(--card);
  border-radius: var(--radius);
  padding: var(--space-7);
  box-shadow: 0 1px 2px rgba(34,27,26,0.06);
}
.approach-card h3 {
  font-family: var(--font-display);
  font-size: 1.05rem;
  color: var(--ink);
  margin: 0 0 var(--space-5);
}
.approach-card p { margin: 0; font-size: 0.95rem; }

.concepts { background: var(--ink); color: var(--white); }
.concept-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: var(--space-7);
}
@media (max-width: 900px) { .concept-grid { grid-template-columns: 1fr; } }
.concept-card {
  display: block;
  text-decoration: none;
  color: inherit;
  border: 1px solid rgba(255,255,255,0.16);
  border-radius: var(--radius);
  padding: var(--space-8) var(--space-7) var(--space-7);
  position: relative;
  transition: border-color .2s var(--ease), transform .2s var(--ease);
}
.concept-card.is-ready { border-color: var(--red); cursor: pointer; }
.concept-card.is-ready:hover,
.concept-card.is-ready:focus-visible { transform: translateY(-4px); border-color: var(--orange); }
.concept-card.is-pending { opacity: 0.55; }
.concept-index {
  font-family: var(--font-display);
  font-weight: 800;
  font-size: 1.5rem;
  color: var(--red);
  display: block;
  margin-bottom: var(--space-5);
}
.concept-status {
  display: inline-block;
  font-size: 0.72rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  color: var(--orange);
  margin-bottom: var(--space-5);
}
.concept-card h3 { font-family: var(--font-display); margin: 0 0 var(--space-5); font-size: 1.2rem; }
.concept-card p { margin: 0 0 var(--space-6); font-size: 0.92rem; color: rgba(255,255,255,0.78); }
.concept-cta { font-weight: 700; color: var(--white); }

.quote-card {
  background: var(--card);
  border-radius: var(--radius);
  padding: var(--space-10) var(--space-8);
  text-align: center;
  box-shadow: 0 1px 2px rgba(34,27,26,0.06);
}
.quote-amount {
  font-family: var(--font-display);
  font-weight: 800;
  font-size: clamp(2.5rem, 2rem + 2vw, 3.5rem);
  color: var(--red);
  margin: 0;
}
.quote-note {
  font-size: 0.85rem;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  color: var(--ink-soft);
  margin: 0 0 var(--space-7);
}
.quote-desc { max-width: 46ch; margin-inline: auto; font-size: 0.98rem; }
.quote-breakdown { margin-top: var(--space-7); }
.quote-line {
  display: flex;
  justify-content: space-between;
  gap: var(--space-6);
  padding-block: var(--space-5);
  border-bottom: 1px solid rgba(34,27,26,0.1);
  font-size: 0.92rem;
}
.quote-line:last-child { border-bottom: none; font-weight: 700; color: var(--ink); }
.fine-print { font-size: 0.85rem; opacity: 0.75; text-align: center; margin-top: var(--space-7); }

.site-footer { background: var(--ink); color: rgba(255,255,255,0.75); padding-block: var(--space-8); }
.footer-inner {
  display: flex;
  justify-content: space-between;
  align-items: center;
  flex-wrap: wrap;
  gap: var(--space-6);
}
.footer-inner .brand { color: var(--white); }
.footer-tagline { margin: var(--space-5) 0 0; font-size: 0.85rem; }
.footer-meta { margin: 0; font-size: 0.85rem; }
.footer-meta a { color: var(--orange); }